If you discover mistakes on the credit file, compose a letter disputing the mistake and can include any supporting paperwork.

If you discover mistakes on the credit file, compose a letter disputing the mistake and can include any supporting paperwork. Then, deliver it to: The credit rating agency (Equifax, Experian, or TransUnion) The knowledge provider that provided the inaccurate information to your credit reporting agency. These providers consist of banking institutions and credit card issuers. […]